Frequently Asked Questions

What is Brew Money?

Brew Money is the simplest way to grow your crypto without giving up custody of your crypto assets. It is a Non Custodial Wallet that makes it easy to invest in bluechip DeFi protocols.


With Brew Money, you can select a DeFi protocol, specify the amount, and it will be debited through Apple Pay and deployed on the protocol earning yield. When you make the deposit, your money is converted into stablecoins such as USDC or other crypto tokens and deployed on blue chip DeFi protocols such as Aave and Balancer.

How is Brew Money different from other crypto saving apps?

Unlike other crypto saving apps, Brew Money is non-custodial. This means you’re in control of your assets


We don’t take custody of your funds. Instead, we make it simple for you to invest your crypto in the bluechip DeFi protocols such as Aave and Balancer. In contrast to other options, you known exactly where your crypto is being invested into, what kind of returns you can expect, and what risks you are taking.


In short, this is the simplest and the most transparent way to grow your crypt assets.

What is Self Custody?

Your ownership of crypto assets is maintained through something called public private key cryptography. The public key is the wallet address and the private key enables you to verify your ownerships. Self-custody signifies that only you have control of your private key and hence possession of your crypto assets. In contrast, when you use a centralized institution you are entrusting your assets to them.

What is DeFi?

Financial Institutions take custody of your money to earn yield passing a portion a trivial portion to you. DeFi reverses the equation.

DeFi or Decentralised Finance is a blockchain-based form of finance that does not rely on central intermediaries. It is your own money robot that makes you brilliant with money by bringing back the value to you and growing your wealth faster.

DeFi is a whole new world and Brew Money is the fastest way to get on it.

How are the yields generated?

The yields are generated based on the DeFi protocol you are putting your money into. For instance, when you deposit into Aave, a lending protocol, your fiat is converted into a stablecoin USDC and lent out to crypto native entities such as Ethereum validators and crypto traders who use crypto tokens as collaterals to take out loans. All loans are over collateralized.

There are other protocols where you can earn yield by providing liquidity into decentralized exchanges and gettign rewarded for it.

How can I make a deposit?

We currently support deposits only via debit cards - VISA and MasterCard through Apple Pay. We're adding more methods to deposit funds into DeFi Protocols integrated with Brew Money App.

What happens in the background when I initiate a deposit?  

When you initiate a deposit, your fiat is first converted into a crypto tokens such as USDC or Matic and then deposited into the DeFi Protocol you have chosen. We work with leading and compliant on-ramp partners such as Wyre to convert fiat into crypto.


When can I withdraw my funds?

You can withdraw your funds anytime. There is no lock-in.

How can I initiate a withdrawal?

1. Click "Connect bank account securely."

2. Add your birthdate and proceed. We use Plaid for establishing a connection with your bank.

3. Select your bank account > add your credentials.At no point, your credentials are shared with Brew Money.

4. Once your bank account is connected, click on "Transfer funds to your bank".

5. Enter the amount you would like to withdraw and click withdraw.

How long does it take for funds to reflect in my bank account after withdrawal?

Withdrawals typically take 3-4 working days for the funds to reflect in your bank account. Withdrawals are processed through ACH.